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Benefits at a Glance

LCISD is committed to recruiting and maintaining the best employees and believes that quality employee health benefits are an important part of reaching that goal. LCISD strives to maintain competitive and cost-effective benefits with insurance options to best meet your individual and family needs.

The Employee Benefits Department is here to assist you with any question you may have regarding the various benefit programs available. We also strive to make available cost effective options so that the District can maintain an excellent and competitive benefit package.

If you have questions on insurance benefit options, we are just a phone call away. Or if you prefer, you can visit us in person at our office located at 3911 Ave I, Rosenberg, Texas 77471.

Office of Employee Benefits

3911 Avenue I
Rosenberg, TX 77471
Fax: 832-223-0312

Employee Benefits Specialist
Connie Marroquin
832-223-0315

Employee Benefits Specialist
Cheryl Koteras
832-223-0313

Asst. Director, Employee Services & Risk Management, CSRM
Trudy Harris
832-223-0307


2017-18 Benefits Plan

 

In Network Only

In/Out Network

Plan A Plan B Plan C Plan A Plan B Plan C
Office Co-Pay
Primary Care Physician $20 / $30 $20 / $30 n/a $25 / $40 $25 / $40 n/a
Specialist $40 / $80 $40 / $80 $50 / $90 $50 / $90 n/a
Other Co-Pays
Hospital In Patient $750 $750 n/a $750 $750 n/a
Emergency Room $500 $500 n/a $500 $500 n/a
Urgent Care $70 $70 n/a $70 $70 n/a
Deductible
Per Person $3,000 $1,000 $4,000 $3,000 $1,000 $4,000
Co-Insurance 0% 30%
(up to $3,000)
0% 0% 30%
(up to $3,000)
0%
Total Deductible $3,000 $4,000 $4,000 $3,000 $4,000 $4,000
Out of Pocket (Deductible & Co-Pay)
Per Person $5,750 $5,750 $5,750 $5,750 $5,750 $5,750
Family - 3 Persons $12,000 $12,000 $12,000 $12,000 $12,000 $12,000
Pharmacy
Deductible Per Person $100 $100 n/a $100 $100 n/a
Deductible - 3 Persons $300 $300 n/a $300 $300 n/a
Tier 1 $10 $15 $10 $10 $15 $10
Tier 2 $30 $35 $25 $30 $35 $25
Tier 2 - Specialty 20% 20% 20% 20%
Tier 3 $60 $70 $50 $60 $70 $50
Tier 3 - Specialty 25% 25% 25% 25%

Out of Network

Deductible Per Person/Family $9,000/$27,000 $5,000/$15,000 $10,000/$30,000
Co-Insurance 30% 60% 30%
Out of Pocket Per Person/Family $15,000/$45,000 $15,000/$45,000 $15,000/$45,000

2017-18 Semi-Monthly Health Plan Costs

In/Out Network (PPO)

In Network Only (EPO)

Plan A Plan B Plan C Plan A Plan B Plan C
Employee Only $100.26 $141.33 $51.23 $44.92 $63.26 $22.95
Employee and Spouse $552.95 $740.34 $456.10 $247.74 $331.70 $204.35
Employee and Children $458.97 $594.90 $377.34 $205.64 $266.54 $169.06
Employee and Family $664.42 $886.11 $557.43 $297.68 $397.00 $249.75

 


 

2016-17 Benefits Plan

 

In Network Only

In/Out Network

Plan A Plan B Plan C Plan A Plan B Plan C
Office Co-Pay
Primary Care Physician $20 / $30 $20 / $30 n/a $25 / $40 $25 / $40 n/a
Specialist $40 / $80 $40 / $80 $40 / $90 $40 / $90 n/a
Other Co-Pays
Hospital In Patient $750 $750 n/a $750 $750 n/a
Emergency Room $500 $500 n/a $500 $500 n/a
Urgent Care $70 $70 n/a $70 $70 n/a
Deductible
Per Person $3,000 $1,000 $4,000 $3,000 $1,000 $4,000
Family - 3 Persons $9,000 $3,000 $12,000 $9,000 $3,000 $12,000
CoInsurance 0% 30% 0% 0% 30% 0%
Out of Pocket (Deductible & Co-Pay)
Per Person $5,750 $5,750 $5,750 $5,750 $5,750 $5,750
Family - 3 Persons $12,000 $12,000 $12,000 $12,000 $12,000 $12,000
Pharmacy
Deductible Per Person $100 $100 n/a $100 $100 n/a
Deductible - 3 Persons $300 $300 n/a $300 $300 n/a
Tier 1 $10 $15 $10 $10 $15 $10
Tier 2 $30 $35 $25 $30 $35 $25
Tier 2 - Specialty 20% 20% 20% 20%
Tier 3 $60 $70 $50 $60 $70 $50
Tier 3 - Specialty 25% 25% 25% 25%

Out of Network

Deductible Per Person/Family $9000/$27000 $5000/$15000 $10000/$30000
CoInsurance 30% 40% 30%
Out of Pocket Per Person/Family $15000/$45000 $15000/$45000 $15000/$45000

2016-17 Semi-Monthly Health Plan Costs

In/Out Network (PPO)

In Network Only (EPO)

Plan A Plan B Plan C Plan A Plan B Plan C
Employee Only $83.55 $117.77 $42.69 $43.40 $61.11 $22.17
Employee and Spouse $460.79 $616.94 $380.08 $239.36 $320.48 $197.44
Employee and Children $382.47 $495.75 $314.45 $198.68 $257.52 $163.34
Employee and Family $553.68 $738.42 $464.52 $287.61 $383.58 $241.30

*No coverage for specialty prescriptions dispensed through Optum by mail. Must be obtained through specialty retail program.

  • Dental Insurance
  • Disability Insurance
  • Vision Insurance
  • Term Life Insurance
  • Whole Life Insurance
  • Long Term Care
  • Cancer Insurance
  • Heart & Stroke Insurance
  • Critical Illness
  • Hospital Gap Plan
  • Sick Leave Bank
  • Cafeteria Plan (includes medical reimbursement and dependent care)
  • 403(B) and 457 retirement plans
  • Medical Flex Spending Accounts