UIL ATHLETIC ACCIDENT
INSURANCE PLAN INFORMATION

Lamar CISD purchases a blanket Athletic Insurance plan that covers all student-athletes (grades 7-12) while they are participating in school sponsored and supervised UIL athletic events such as athletic periods, practices, team travel, games and competitions.  This blanket Athletic Insurance plan is structured ONLY as an EXCESS (SECONDARY) or SUPPLEMENTAL insurance policy and neither is designed nor implied to replace any major medical insurance plan coverage.

Lamar CISD Athletic policy requires the disclosure of any and all major medical insurance plans that the student-athlete is covered by and such plans must be filed as a primary plan regardless of the nature or circumstances of an athletic related injury.  In the event of an athletic related injury, any medical costs incurred must be filed with any major medical insurance plan as the primary making the blanket Athletic Insurance plan a secondary plan.  If the student-athlete is not covered under any major medical insurance plan, the blanket Athletic Insurance plan purchased by Lamar CISD may be filed as the primary plan. Lamar CISD’s blanket Athletic Insurance plan is ONLY an EXCESS (SECONDARY) or SUPPLEMENTAL policy and neither is designed nor implied to replace any major medical insurance coverage and will not pay 100% of the medical costs that may be incurred as a result of an athletic related injury.

The following information concerns reporting athletic related injuries as well as any insurance claims filed as result of an athletic related injury:

·        The blanket Athletic Insurance plan purchased by Lamar CISD only covers student-athletes while they are participating in school sponsored and supervised UIL athletic events such as athletic periods, practices, team travel, games and competitions.

·        Any medical expenses not paid by your personal major medical insurance plan and / or not paid by the blanket Athletic Insurance plan becomes the financial responsibility of the parents / guardians.  Parents / Guardians are responsible for submitting any insurance claims and any subsequent medical expenses not covered by either insurance plan.

·        Except in a medical emergency, ALL athletic related injuries MUST be reported to the Athletic Trainers and an Athletic Insurance claim form MUST be obtained BEFORE GOING TO ANY MEDICAL PROVIDER.  If in the event that a parent / guardian decides in their best interest of their student-athlete that any athletic related injury sustained needs medical care, it is the responsibility of the parent / guardian to notify the Athletic Trainers and request that an Athletic Insurance claim form be completed and filed.  In addition, it is the responsibility of the student-athlete and their parent / guardian to notify the Athletic Trainer at the earliest possible opportunity concerning any and all athletic related injuries.

·        All claims filed to the blanket Athletic Insurance plan must be filed with the Athletic Trainers within 90 days form the date of any athletic related injury.  If the claim is not submitted within this 90 day time frame, the claim will not be accepted nor authorized by the Athletic Trainers and the blanket Athletic Insurance plan as well as Lamar CISD will not be held liable for any medical expenses incurred as the result of an athletic related injury.  It is the responsibility of the parent / guardian to file any and all insurance claims appropriately.

Bollinger is the current underwriter of the blanket Athletic Insurance plan purchased by Lamar CISD.  The current authorized insurance representative is Alamo Insurance Company with primary offices located in San Antonio, Texas.  Bollinger provides various additional medical insurance coverage plans that can be purchased by the parent / guardian at an additional cost.  Plans such as School Time coverage only, 24-hour coverage, as well as dental coverage are available.  Please contact the Athletic Trainers for more information or contact the Alamo Insurance Company directly and request an informational brochure and application at the contact information below:

      Representative:       Jeff Johnson                

                                    Jjohnson@alamoinsgrp.com                 

      Insurance Agent:     Alamo Insurance Group, Inc.

                                    3201 Cherry Ridge Drive, Suite D405

                                    San Antonio, TX 78230

      Telephone (Direct):  (210) 930-6665

Last Updated:  4/8/2008